Kosmovia

Your community and your money, in one place.

Communities with a wallet and USDC payments on Stellar. Public testnet beta.

Stellar Elite Bolivia · TechRebel

Problem and opportunity

Communities coordinate in chats; collections require QR codes, screenshots and follow-ups.
Money and conversation use separate tools, without verifiable receipts.
Bolivia’s limited dollar access creates demand for digital dollars (USDC).

Six-digit PIN, attempt lockout and daily limits. App-level controls during testnet beta.

Each mini-app runs in isolation, with permissions and PIN approval. Coming soon: a software development kit (SDK) for third parties.

Chat, crypto social, wallets and Kosmovia
	Community	Built-in dollars & payments	Verifiable receipts	Our focus
Telegram, WhatsApp, Discord	Chat and groups	Separate tools	Payment screenshots	General chat
Standalone wallets	No community	Wallet and payments	On-chain records	Money
Towns · US$35M+ (a16z)	Discord-style group chat	Crypto on Base	On-chain	Crypto users, English
Farcaster · US$180M (Paradigm)	Public social feed	Crypto wallet (Web3)	On-chain	Crypto users, mini-apps
Kosmovia	Channels and mini-apps	USDC, Google sign-in	Receipts in the chat	General audiences, crypto communities and developers

Model
Free beta.
Fees only on platform earnings: memberships and collections.
Free payments between people.
Premium tools and organization accounts.
Why Stellar
Native USDC: digital dollars.
Minimal fees and settlement in seconds.
Anchors: services connecting digital balances with local money.
Soroban contracts: Vaquita escrow already deployed on testnet.

Public beta on Stellar testnet.

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